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Is being a credit analyst a good fit for you?

Studies the finances of people and businesses to judge the risk of lending them money. Writes reports to help decide on loans.

What the work involves

  • Studies credit data and financial statements to judge the risk of lending.
  • Completes loan applications with summaries and sends them for approval.
  • Writes reports on the risk of lending money or credit.
  • Uses computer programs to work out ratios that show a customer's finances.

The interests that suit it

People in this work tend to be organising and persuading. Here is how much each of the six kinds of interest comes into it.

Hands-onLow. Building, fixing, and working with tools, machines, animals or the outdoors.
CuriousSome. Finding things out, solving problems, and working with ideas and data.
CreativeLow. Making things: art, writing, music, design and performance.
HelpingLow. Teaching, caring for and supporting people.
PersuadingSome. Leading, selling, and making the calls.
OrganisingStrong. Keeping things in order: records, numbers and systems.

What it tends to reward

Compared with other work, this job stands out for:

  • Belonging. People who look out for each other, and a manager who has your back.

How much training it needs

Degree required. Usually a degree, sometimes more study after. Rules differ from country to country, so check locally before you commit.

Find out if it fits you

Answer quick questions about what you like doing and what keeps you going. We match you with roles from over 900 kinds of work, and you can see if a credit analyst is one of yours.

Free. About 15 minutes. No account.

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